Princess Rings Shop » How do I finance an Engagement Ring? I have a decent down payment, but not enough to pay in Cash? http://princessrings-shop.com The Finest Princess Cut Rings Sun, 29 Apr 2012 18:16:12 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How do I finance an Engagement Ring? I have a decent down payment, but not enough to pay in Cash? http://princessrings-shop.com/how-do-i-finance-an-engagement-ring-i-have-a-decent-down-payment-but-not-enough-to-pay-in-cash http://princessrings-shop.com/how-do-i-finance-an-engagement-ring-i-have-a-decent-down-payment-but-not-enough-to-pay-in-cash#comments Mon, 01 Feb 2010 15:43:09 +0000 admin http://princessrings-shop.com/how-do-i-finance-an-engagement-ring-i-have-a-decent-down-payment-but-not-enough-to-pay-in-cash
marshmellaw1982 asked:


I have $2000 saved specifically for the ring. I would like to buy a Princess cut diamond set in White Gold. I was planning on a 2 carat stone, but will probably go with 1.98ct or somewhere around there to save money, since it's close enough to 2, and once you hit the 2ct mark, the price jumps significantly.) I want a Verragio Lumino setting, but could take the design to a local jeweler to have it copied, so to speak...
I own a home, IRA, 401k, have a safety net of 6-8 months and am set on the path towards retirement, (Not there yet, of course, but the plan is running its course.) This $2k that I have saved is literally set aside specifically for the ring. I have been with my GF for 5 years and we have been living together for over a year now. She's the one and I'm ready to propose.

I am looking for creative financing options, other than dealer financing or tossing the loan onto credit cards or HELOCS. Anyone ever taken a part-time job at a jewelry store to save money? I'm 25yrsold

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Should I buy an Engagement Ring from a department store or from www.bluenile.com?

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